$1.28B
+11.6%y/y
Percentile by value63rd percentileby value
FDIC
LNLSGRMS
Main Street Bank Corp.
Wooster, OhioFDIC Cert #29847
STATEEstablished 189920 branches
Holding company: MAIN STREET FINL SERVICES CORPRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $219M |
| Investor CRE | $144M |
| Multifamily | $46.6M |
| Construction | $49.5M |
| 1–4 family | $542M |
| C&I | $121M |
| Agriculture | $146M |
| Other | $8.89M |
Loan book
Reported balances and balance-sheet intensity.
$1.26B
+11.6%y/y
Percentile by value63rd percentileby value
FDIC
LNLSNET+11.58%
−82.7%y/y
Percentile by value77th percentileby value
FDIC
LNLSNET92.6%
−2.7%y/y
Percentile by value71st percentileby value
FDIC
LNLSNET + DEP82.7%
+3.3%y/y
Percentile by value90th percentileby value
FDIC
LNLSNET + ASSET95.45%
+0.9%y/y
Percentile by value81st percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
158%
+43.9%y/y
Percentile by value24th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC33%
+61.4%y/y
Percentile by value34th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,498points
−8.9%y/y
Peer standing29th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD17.15%
−13.8%y/y
Percentile by value77th percentileby value
FDIC
LNRENROW + LNLSGR11.26%
+70.0%y/y
Percentile by value22nd percentileby value
FDIC
LNRENROT + LNLSGR9.45%
−5.3%y/y
Percentile by value46th percentileby value
FDIC
LNCI + LNLSGR