$16.6B
+12.3%y/y
Percentile by value45th percentileby value
FDIC
LNLSGRMB
Merchants Bank of Indiana
Carmel, IndianaFDIC Cert #8056
STATEEstablished 19237 branches
Holding company: MERCHANTS BCORPRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $172M |
| Investor CRE | $1.23B |
| Multifamily | $2.99B |
| Construction | $1.89B |
| 1–4 family | $1.07B |
| C&I | $1.31B |
| Agriculture | $92.6M |
| Other | $7.88B |
Loan book
Reported balances and balance-sheet intensity.
$16.5B
+12.4%y/y
Percentile by value45th percentileby value
FDIC
LNLSNET+12.43%
+368.8%y/y
Percentile by value68th percentileby value
FDIC
LNLSNET126.9%
+7.5%y/y
Percentile by value98th percentileby value
FDIC
LNLSNET + DEP81.7%
+4.0%y/y
Percentile by value97th percentileby value
FDIC
LNLSNET + ASSET49.23%
−23.5%y/y
Percentile by value38th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
262%
−18.5%y/y
Percentile by value78th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC81%
−0.5%y/y
Percentile by value95th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC632points
−41.0%y/y
Peer standing91st percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD1.04%
+4.2%y/y
Percentile by value25th percentileby value
FDIC
LNRENROW + LNLSGR7.40%
−27.9%y/y
Percentile by value28th percentileby value
FDIC
LNRENROT + LNLSGR7.87%
+2.1%y/y
Percentile by value20th percentileby value
FDIC
LNCI + LNLSGR