1.90%
+304.1%y/y
Peer standing16th percentile
FDIC
P3ASSET + LNLSGRMC
Monterey County Bank
Monterey, CaliforniaFDIC Cert #22460
STATEEstablished 19774 branches
Holding company: PCB FINANCIAL INCRegulator: FDIC
FDIC
CERT + OFFDOMDelinquency, loss & reserves
Credit
Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.
As of Q1 2026
Problem credits
Reported delinquent and nonperforming exposures, shown as balances and ratios.
0.01%
+82.0%y/y
Peer standing37th percentile
FDIC
P9ASSET + LNLSGR0.00%
−100.0%y/y
Peer standing100th percentile
FDIC
NAASSET + LNLSGR0.01%
−99.0%y/y
Peer standing81st percentile
FDIC
P9ASSET + NAASSET + LNLSGR1.23%
−40.9%y/y
Peer standing16th percentile
FDIC
P9ASSET + NAASSET + ORE + ASSET$3.67M
−27.7%y/y
Peer standing8th percentile
FDIC
P9ASSET + NAASSET + ORELoss & allowance
Recognized charge-offs and the allowance held against the loan portfolio.
−0.01%
−100.0%y/y
Peer standing82nd percentile
FDIC
NTLNLS + LNLSGR−$2K
−100.0%y/y
Peer standing84th percentile
FDIC
NTLNLS + DRLNLS + CRLNLS1.24%
+9.8%y/y
Percentile by value55th percentileby value
FDIC
LNATRES + LNLSGR$2.87M
+502.7%y/y
Peer standing10th percentile
FDIC
P3ASSET$19K
+171.4%y/y
Peer standing35th percentile
FDIC
P9ASSET$0
−100.0%y/y
Peer standing100th percentile
FDIC
NAASSET