$298M
+22.2%y/y
Percentile by value99th percentileby value
FDIC
ASSETMC
Monterey County Bank
Monterey, CaliforniaFDIC Cert #22460
STATEEstablished 19774 branches
Holding company: PCB FINANCIAL INCRegulator: FDIC
FDIC
CERT + OFFDOMBalance sheet & income statement
Financials
Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.
As of Q1 2026
Balance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $240M | $197M |
| Q3 2021 | $245M | $206M |
| Q4 2021 | $234M | $196M |
| Q1 2022 | $223M | $196M |
| Q2 2022 | $211M | $198M |
| Q3 2022 | $217M | $210M |
| Q4 2022 | $204M | $197M |
| Q1 2023 | $205M | $180M |
| Q2 2023 | $209M | $180M |
| Q3 2023 | $207M | $180M |
| Q4 2023 | $199M | $167M |
| Q1 2024 | $197M | $167M |
| Q2 2024 | $195M | $165M |
| Q3 2024 | $231M | $172M |
| Q4 2024 | $227M | $172M |
| Q1 2025 | $244M | $189M |
| Q2 2025 | $246M | $193M |
| Q3 2025 | $257M | $201M |
| Q4 2025 | $283M | $208M |
| Q1 2026 | $298M | $219M |
Balance sheet
Core assets, funding, and capital reported at quarter end.
$219M
+16.0%y/y
Percentile by value83rd percentileby value
FDIC
DEP$151M
+49.1%y/y
Percentile by value73rd percentileby value
FDIC
LNLSGR$149M
+49.0%y/y
Percentile by value73rd percentileby value
FDIC
LNLSNET$78.1M
+1.5%y/y
Percentile by value88th percentileby value
FDIC
SC$31.7M
+14.0%y/y
Percentile by value85th percentileby value
FDIC
CHBAL$265M
+23.5%y/y
Percentile by value97th percentileby value
FDIC
LIAB$33.3M
+12.8%y/y
Peer standing90th percentile
FDIC
EQIncome statement
Year-to-date reported earnings and core revenue components.
$2.82M
+54.3%y/y
Peer standing85th percentile
FDIC
NIM + NONII$2.53M
+57.3%y/y
Peer standing88th percentile
FDIC
NIM$288K
+32.1%y/y
Peer standing78th percentile
FDIC
NONII$73K
−62.0%y/y
Percentile by value83rd percentileby value
FDIC
ELNATR$41K
+103.5%y/y
Peer standing5th percentile
FDIC
PTAXNETINC$34K
+102.9%y/y
Peer standing6th percentile
FDIC
NETINC