$220M
+6.6%y/y
Percentile by value15th percentileby value
FDIC
LNLSGRMS
Mutual Savings Bank
Franklin, IndianaFDIC Cert #27742
STATEEstablished 18904 branches
Holding company: THIRD CENTURY BCORPRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $48.2M |
| Investor CRE | $38.3M |
| Multifamily | $7.4M |
| Construction | $17.6M |
| 1–4 family | $79.6M |
| C&I | $15.8M |
| Agriculture | $10.9M |
| Other | $2.44M |
Loan book
Reported balances and balance-sheet intensity.
$217M
+6.6%y/y
Percentile by value15th percentileby value
FDIC
LNLSNET+6.60%
+31.1%y/y
Percentile by value55th percentileby value
FDIC
LNLSNET76.9%
−7.3%y/y
Percentile by value41st percentileby value
FDIC
LNLSNET + DEP62.2%
−4.2%y/y
Percentile by value31st percentileby value
FDIC
LNLSNET + ASSET105.89%
+1.2%y/y
Percentile by value98th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
166%
+18.9%y/y
Percentile by value49th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC46%
−11.1%y/y
Percentile by value59th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,462points
−3.0%y/y
Peer standing35th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD21.89%
−9.0%y/y
Percentile by value87th percentileby value
FDIC
LNRENROW + LNLSGR17.38%
+18.1%y/y
Percentile by value63rd percentileby value
FDIC
LNRENROT + LNLSGR7.18%
+3.0%y/y
Percentile by value35th percentileby value
FDIC
LNCI + LNLSGR