BDI
NB

Nebraska Bank of Commerce

Lincoln, NebraskaFDIC Cert #58724

STATEEstablished 20072 branches

Holding company: NBC BANCSHARES LLCRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$23M
Investor CRE$67M
Multifamily$12.3M
Construction$11.9M
1–4 family$70.8M
C&I$19.8M
Agriculture$8.22M
Other$1.16M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$214M
+21.6%y/y
Percentile by value96th percentileby value
Peer standing in asset:100m_300m
FDICLNLSGR
Net loans
$212M
+21.6%y/y
Percentile by value95th percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET
Loans YoY
+21.61%
+157.4%y/y
Percentile by value93rd percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET
L/D
105.9%
+4.0%y/y
Percentile by value96th percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET + DEP
Loans/assets
88.6%
+2.6%y/y
Percentile by value99th percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET + ASSET
RE loans %
93.81%
+1.4%y/y
Percentile by value80th percentileby value
Peer standing in asset:100m_300m
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
369%
−0.2%y/y
Percentile by value99th percentileby value
Peer standing in asset:100m_300m

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
48%
−2.0%y/y
Percentile by value75th percentileby value
Peer standing in asset:100m_300m

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
2,364points
−3.3%y/y
Peer standing51st percentile
Peer standing in asset:100m_300m
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
10.74%
−1.4%y/y
Percentile by value59th percentileby value
Peer standing in asset:100m_300m
FDICLNRENROW + LNLSGR
Investor CRE %
31.30%
−15.2%y/y
Percentile by value95th percentileby value
Peer standing in asset:100m_300m
FDICLNRENROT + LNLSGR
C&I %
9.26%
−11.2%y/y
Percentile by value50th percentileby value
Peer standing in asset:100m_300m
FDICLNCI + LNLSGR