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BDI
PC

Paper City Savings Bank, S.A.

Wisconsin Rapids, WisconsinFDIC Cert #29676

STATEEstablished 19333 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$8.86M
Investor CRE$15.6M
Multifamily$23.4M
Construction$16.4M
1–4 family$113M
C&I$5.63M
Agriculture$174K
Other$3.24M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$186M
−0.7%y/y
Percentile by value85th percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICLNLSGR
Net loans
$184M
−0.7%y/y
Percentile by value85th percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICLNLSNET
Loans YoY
−0.67%
−158.2%y/y
Percentile by value28th percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICLNLSNET
L/D
106.0%
−6.8%y/y
Percentile by value85th percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICLNLSNET + DEP
Loans/assets
86.6%
−0.2%y/y
Percentile by value98th percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICLNLSNET + ASSET
RE loans %
103.14%
+1.6%y/y
Percentile by value82nd percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
159%
−10.6%y/y
Percentile by value84th percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
47%
−0.1%y/y
Percentile by value89th percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
4,072points
+3.9%y/y
Peer standing70th percentile
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
4.77%
+10.5%y/y
Percentile by value54th percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICLNRENROW + LNLSGR
Investor CRE %
8.40%
−10.0%y/y
Percentile by value71st percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICLNRENROT + LNLSGR
C&I %
3.03%
−7.5%y/y
Percentile by value65th percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICLNCI + LNLSGR