$1.08B
+30.2%y/y
Percentile by value49th percentileby value
FDIC
LNLSGRPB
Peoples Bank and Trust Company
Mcpherson, KansasFDIC Cert #1365
STATEEstablished 189821 branches
Holding company: PBT BANCSHARES INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $127M |
| Investor CRE | $132M |
| Multifamily | $32.3M |
| Construction | $135M |
| 1–4 family | $271M |
| C&I | $97.8M |
| Agriculture | $250M |
| Other | $38.4M |
Loan book
Reported balances and balance-sheet intensity.
$1.07B
+30.0%y/y
Percentile by value49th percentileby value
FDIC
LNLSNET+29.98%
+57.5%y/y
Percentile by value95th percentileby value
FDIC
LNLSNET76.0%
−4.6%y/y
Percentile by value26th percentileby value
FDIC
LNLSNET + DEP66.7%
+2.1%y/y
Percentile by value31st percentileby value
FDIC
LNLSNET + ASSET82.41%
+9.2%y/y
Percentile by value42nd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
185%
+19.8%y/y
Percentile by value34th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC84%
+11.0%y/y
Percentile by value80th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,467points
+8.6%y/y
Peer standing90th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD11.73%
+7.4%y/y
Percentile by value48th percentileby value
FDIC
LNRENROW + LNLSGR12.17%
+14.5%y/y
Percentile by value25th percentileby value
FDIC
LNRENROT + LNLSGR9.03%
−28.5%y/y
Percentile by value43rd percentileby value
FDIC
LNCI + LNLSGR