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BDI
PB

Peoples Bank of Greensboro

Greensboro, AlabamaFDIC Cert #1730

STATEEstablished 19041 branch

Holding company: GREENSBORO BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$0
Investor CRE$3.85M
Multifamily$0
Construction$5.46M
1–4 family$15.1M
C&I$5.85M
Agriculture$12.4M
Other$6.68M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$49.3M
+1.2%y/y
Percentile by value6th percentileby value
Peer standing in asset:100m_300m
FDICLNLSGR
Net loans
$48.7M
+1.4%y/y
Percentile by value6th percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET
Loans YoY
+1.37%
−73.6%y/y
Percentile by value29th percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET
L/D
45.6%
−2.2%y/y
Percentile by value9th percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET + DEP
Loans/assets
43.1%
−2.7%y/y
Percentile by value13th percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET + ASSET
RE loans %
68.04%
+0.8%y/y
Percentile by value27th percentileby value
Peer standing in asset:100m_300m
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
86%
+12.3%y/y
Percentile by value46th percentileby value
Peer standing in asset:100m_300m

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
50%
+15.6%y/y
Percentile by value77th percentileby value
Peer standing in asset:100m_300m

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
1,647points
+0.0%y/y
Peer standing90th percentile
Peer standing in asset:100m_300m
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
0.00%
Percentile by value0th percentileby value
Peer standing in asset:100m_300m
FDICLNRENROW + LNLSGR
Investor CRE %
7.81%
+2.1%y/y
Percentile by value50th percentileby value
Peer standing in asset:100m_300m
FDICLNRENROT + LNLSGR
C&I %
11.85%
−5.0%y/y
Percentile by value64th percentileby value
Peer standing in asset:100m_300m
FDICLNCI + LNLSGR