$1.13B
+1.8%y/y
Percentile by value54th percentileby value
FDIC
LNLSGRPS
Peoples State Bank
Wausau, WisconsinFDIC Cert #18569
STATEEstablished 196212 branches
Holding company: PSB HOLDINGS INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $268M |
| Investor CRE | $236M |
| Multifamily | $70.8M |
| Construction | $91.2M |
| 1–4 family | $297M |
| C&I | $144M |
| Agriculture | $9.19M |
| Other | $13.3M |
Loan book
Reported balances and balance-sheet intensity.
$1.12B
+1.8%y/y
Percentile by value54th percentileby value
FDIC
LNLSNET+1.79%
+29.7%y/y
Percentile by value25th percentileby value
FDIC
LNLSNET93.0%
−3.3%y/y
Percentile by value72nd percentileby value
FDIC
LNLSNET + DEP74.7%
−0.6%y/y
Percentile by value58th percentileby value
FDIC
LNLSNET + ASSET89.30%
−0.6%y/y
Percentile by value61st percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
246%
−6.5%y/y
Percentile by value57th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC56%
−0.1%y/y
Percentile by value62nd percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,970points
+1.8%y/y
Peer standing58th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD23.74%
+8.5%y/y
Percentile by value91st percentileby value
FDIC
LNRENROW + LNLSGR20.88%
−0.0%y/y
Percentile by value57th percentileby value
FDIC
LNRENROT + LNLSGR12.73%
+13.2%y/y
Percentile by value62nd percentileby value
FDIC
LNCI + LNLSGR