$347B
+8.3%y/y
Percentile by value96th percentileby value
FDIC
LNLSGRPB
PNC Bank, National Association
Wilmington, DelawareFDIC Cert #6384
OCCEstablished 18042,326 branches
Holding company: PNC FINL SERVICES GROUP INCRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $8.96B |
| Investor CRE | $13.2B |
| Multifamily | $13.6B |
| Construction | $3.64B |
| 1–4 family | $69.3B |
| C&I | $111B |
| Agriculture | $477M |
| Other | $126B |
Loan book
Reported balances and balance-sheet intensity.
$342B
+8.5%y/y
Percentile by value96th percentileby value
FDIC
LNLSNET+8.49%
+9,460.3%y/y
Percentile by value56th percentileby value
FDIC
LNLSNET77.5%
+5.5%y/y
Percentile by value35th percentileby value
FDIC
LNLSNET + DEP60.3%
+4.9%y/y
Percentile by value31st percentileby value
FDIC
LNLSNET + ASSET37.68%
−11.2%y/y
Percentile by value23rd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
51%
−13.4%y/y
Percentile by value20th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC6%
−28.7%y/y
Percentile by value27th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,512points
−30.1%y/y
Peer standing61st percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD2.58%
−10.6%y/y
Percentile by value30th percentileby value
FDIC
LNRENROW + LNLSGR3.82%
−16.1%y/y
Percentile by value19th percentileby value
FDIC
LNRENROT + LNLSGR32.11%
−18.6%y/y
Percentile by value90th percentileby value
FDIC
LNCI + LNLSGR