Pointbank

Pilot Point, TexasFDIC Cert #3389

STATEEstablished 189210 branches

Holding company: PILOT POINT BCORP INC ESOPRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %

1.53%

+1,530.7%y/y

Peer standing7th percentile

FDICP3ASSET + LNLSGR

90+ %

0.00%

Peer standing100th percentile

FDICP9ASSET + LNLSGR

Nonaccrual %

1.98%

+6,954.0%y/y

Peer standing8th percentile

FDICNAASSET + LNLSGR

Noncurrent %

1.98%

+6,954.0%y/y

Peer standing9th percentile

FDICP9ASSET + NAASSET + LNLSGR

NPA/assets

0.97%

+6,457.3%y/y

Peer standing21st percentile

FDICP9ASSET + NAASSET + ORE + ASSET

NPA

$11M

+7,211.9%y/y

Peer standing35th percentile

FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate

0.13%

+584.9%y/y

Peer standing20th percentile

FDICNTLNLS + LNLSGR

NCO

$182K

+600.0%y/y

Peer standing29th percentile

FDICNTLNLS + DRLNLS + CRLNLS

ACL/loans

1.56%

−1.2%y/y

Percentile by value88th percentileby value

FDICLNATRES + LNLSGR

30–89

$8.57M

+1,590.3%y/y

Peer standing24th percentile

FDICP3ASSET

90+

Peer standing100th percentile

FDICP9ASSET

Nonaccrual

$11M

+7,211.9%y/y

Peer standing27th percentile

FDICNAASSET