$559M
+3.7%y/y
Percentile by value5th percentileby value
FDIC
LNLSGRP
Pointbank
Pilot Point, TexasFDIC Cert #3389
STATEEstablished 189210 branches
Holding company: PILOT POINT BCORP INC ESOPRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $152M |
| Investor CRE | $64.3M |
| Multifamily | $3.3M |
| Construction | $98.9M |
| 1–4 family | $125M |
| C&I | $67.4M |
| Agriculture | $5.73M |
| Other | $42.3M |
Loan book
Reported balances and balance-sheet intensity.
$550M
+3.7%y/y
Percentile by value5th percentileby value
FDIC
LNLSNET+3.68%
+285.1%y/y
Percentile by value37th percentileby value
FDIC
LNLSNET55.4%
−5.9%y/y
Percentile by value5th percentileby value
FDIC
LNLSNET + DEP48.2%
−7.0%y/y
Percentile by value6th percentileby value
FDIC
LNLSNET + ASSET80.36%
+7.2%y/y
Percentile by value36th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
148%
+14.0%y/y
Percentile by value21st percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC88%
+25.0%y/y
Percentile by value83rd percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,831points
−0.5%y/y
Peer standing68th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD27.14%
−4.7%y/y
Percentile by value96th percentileby value
FDIC
LNRENROW + LNLSGR11.50%
+0.2%y/y
Percentile by value22nd percentileby value
FDIC
LNRENROT + LNLSGR12.07%
−32.9%y/y
Percentile by value59th percentileby value
FDIC
LNCI + LNLSGR