Prairie Sun Bank

Milan, MinnesotaFDIC Cert #8207

STATEEstablished 19154 branches

Holding company: DAKOTA FINANCIAL INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %

3.00%

−14.1%y/y

Peer standing7th percentile

FDICP3ASSET + LNLSGR

90+ %

9.26%

+354.7%y/y

Peer standing0th percentile

FDICP9ASSET + LNLSGR

Nonaccrual %

0.46%

+1,887.8%y/y

Peer standing39th percentile

FDICNAASSET + LNLSGR

Noncurrent %

9.72%

+371.7%y/y

Peer standing0th percentile

FDICP9ASSET + NAASSET + LNLSGR

NPA/assets

7.20%

+401.6%y/y

Peer standing0th percentile

FDICP9ASSET + NAASSET + ORE + ASSET

NPA

$7.61M

+370.7%y/y

Peer standing2nd percentile

FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate

0.00%

+100.0%y/y

Peer standing74th percentile

FDICNTLNLS + LNLSGR

NCO

+100.0%y/y

Peer standing74th percentile

FDICNTLNLS + DRLNLS + CRLNLS

ACL/loans

1.91%

+16.2%y/y

Percentile by value91st percentileby value

FDICLNATRES + LNLSGR

30–89

$2.35M

−14.3%y/y

Peer standing15th percentile

FDICP3ASSET

90+

$7.25M

+353.7%y/y

Peer standing0th percentile

FDICP9ASSET

Nonaccrual

$357K

+1,883.3%y/y

Peer standing45th percentile

FDICNAASSET