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BDI
PS

Prairie Sun Bank

Milan, MinnesotaFDIC Cert #8207

STATEEstablished 19154 branches

Holding company: DAKOTA FINANCIAL INCRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$0
Investor CRE$7.63M
Multifamily$0
Construction$750K
1–4 family$5.03M
C&I$6.49M
Agriculture$54.8M
Other$3.59M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$78.3M
−0.2%y/y
Percentile by value21st percentileby value
Peer standing in asset:100m_300m
FDICLNLSGR
Net loans
$76.8M
−0.5%y/y
Percentile by value21st percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET
Loans YoY
−0.49%
−107.5%y/y
Percentile by value21st percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET
L/D
81.4%
−3.3%y/y
Percentile by value63rd percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET + DEP
Loans/assets
72.7%
+6.0%y/y
Percentile by value71st percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET + ASSET
RE loans %
56.19%
+2.2%y/y
Percentile by value13th percentileby value
Peer standing in asset:100m_300m
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
72%
+8.5%y/y
Percentile by value40th percentileby value
Peer standing in asset:100m_300m

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
6%
−21.5%y/y
Percentile by value20th percentileby value
Peer standing in asset:100m_300m

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
2,689points
+0.2%y/y
Peer standing38th percentile
Peer standing in asset:100m_300m
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
0.00%
Percentile by value0th percentileby value
Peer standing in asset:100m_300m
FDICLNRENROW + LNLSGR
Investor CRE %
9.75%
+16.5%y/y
Percentile by value59th percentileby value
Peer standing in asset:100m_300m
FDICLNRENROT + LNLSGR
C&I %
8.29%
−13.2%y/y
Percentile by value44th percentileby value
Peer standing in asset:100m_300m
FDICLNCI + LNLSGR