$512M
+11.3%y/y
Percentile by value81st percentileby value
FDIC
LNLSGRRD
Reliabank Dakota
Estelline, South DakotaFDIC Cert #16221
STATEEstablished 192010 branches
Holding company: BIG SIOUX FINANCIAL INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $69.9M |
| Investor CRE | $68.6M |
| Multifamily | $28.2M |
| Construction | $28.9M |
| 1–4 family | $81.2M |
| C&I | $105M |
| Agriculture | $126M |
| Other | $3.8M |
Loan book
Reported balances and balance-sheet intensity.
$507M
+11.5%y/y
Percentile by value81st percentileby value
FDIC
LNLSNET+11.50%
+560.4%y/y
Percentile by value78th percentileby value
FDIC
LNLSNET79.5%
+8.8%y/y
Percentile by value47th percentileby value
FDIC
LNLSNET + DEP66.9%
+9.9%y/y
Percentile by value43rd percentileby value
FDIC
LNLSNET + ASSET64.84%
−5.6%y/y
Percentile by value14th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
146%
+2.7%y/y
Percentile by value42nd percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC34%
+19.7%y/y
Percentile by value46th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,465points
+2.4%y/y
Peer standing94th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD13.66%
−8.2%y/y
Percentile by value58th percentileby value
FDIC
LNRENROW + LNLSGR13.40%
−8.4%y/y
Percentile by value49th percentileby value
FDIC
LNRENROT + LNLSGR20.51%
+6.7%y/y
Percentile by value90th percentileby value
FDIC
LNCI + LNLSGR