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BDI
RS

Richland State Bank

Bruce, South DakotaFDIC Cert #1675

STATEEstablished 19271 branch

Holding company: BRYANT BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.06%
−95.1%y/y
Peer standing75th percentile
Peer standing in asset:lt_100m
FDICP3ASSET + LNLSGR
90+ %
0.20%
Peer standing24th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + LNLSGR
Nonaccrual %
0.00%
Peer standing100th percentile
Peer standing in asset:lt_100m
FDICNAASSET + LNLSGR
Noncurrent %
0.20%
Peer standing59th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.08%
Peer standing58th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$36K
Peer standing58th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
Peer standing80th percentile
Peer standing in asset:lt_100m
FDICNTLNLS + LNLSGR
NCO
$0
Peer standing82nd percentile
Peer standing in asset:lt_100m
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
2.63%
−2.5%y/y
Percentile by value91st percentileby value
Peer standing in asset:lt_100m
FDICLNATRES + LNLSGR
30–89
$11K
−95.0%y/y
Peer standing69th percentile
Peer standing in asset:lt_100m
FDICP3ASSET
90+
$36K
Peer standing25th percentile
Peer standing in asset:lt_100m
FDICP9ASSET
Nonaccrual
$0
Peer standing100th percentile
Peer standing in asset:lt_100m
FDICNAASSET