$18.3M
+2.6%y/y
Percentile by value29th percentileby value
FDIC
LNLSGRRS
Richland State Bank
Bruce, South DakotaFDIC Cert #1675
STATEEstablished 19271 branch
Holding company: BRYANT BANCSHARES INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $4.25M |
| Investor CRE | $1.56M |
| Multifamily | $0 |
| Construction | $85K |
| 1–4 family | $1.54M |
| C&I | $3.69M |
| Agriculture | $4.93M |
| Other | $2.27M |
Loan book
Reported balances and balance-sheet intensity.
$17.8M
+2.6%y/y
Percentile by value29th percentileby value
FDIC
LNLSNET+2.65%
+158.5%y/y
Percentile by value49th percentileby value
FDIC
LNLSNET42.9%
−11.6%y/y
Percentile by value22nd percentileby value
FDIC
LNLSNET + DEP38.6%
−10.6%y/y
Percentile by value30th percentileby value
FDIC
LNLSNET + ASSET53.99%
+3.6%y/y
Percentile by value30th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
26%
−70.6%y/y
Percentile by value51st percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC1%
Percentile by value45th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,448points
−20.7%y/y
Peer standing96th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD23.20%
Percentile by value94th percentileby value
FDIC
LNRENROW + LNLSGR8.51%
−72.4%y/y
Percentile by value73rd percentileby value
FDIC
LNRENROT + LNLSGR20.11%
−6.3%y/y
Percentile by value81st percentileby value
FDIC
LNCI + LNLSGR