$288M
+9.8%y/y
Percentile by value35th percentileby value
FDIC
LNLSGRRB
RiverHills Bank
Milford, OhioFDIC Cert #6662
STATEEstablished 19045 branches
Holding company: NEW RICHMOND BCORPRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $25.5M |
| Investor CRE | $11.2M |
| Multifamily | $162M |
| Construction | $32.5M |
| 1–4 family | $34M |
| C&I | $21.3M |
| Agriculture | $158K |
| Other | $1.03M |
Loan book
Reported balances and balance-sheet intensity.
$284M
+9.9%y/y
Percentile by value35th percentileby value
FDIC
LNLSNET+9.87%
+22.8%y/y
Percentile by value71st percentileby value
FDIC
LNLSNET92.7%
−2.9%y/y
Percentile by value79th percentileby value
FDIC
LNLSNET + DEP82.7%
+2.6%y/y
Percentile by value91st percentileby value
FDIC
LNLSNET + ASSET92.26%
+0.4%y/y
Percentile by value73rd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
525%
+5.6%y/y
Percentile by value100th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC83%
−4.3%y/y
Percentile by value85th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,592points
+14.6%y/y
Peer standing12th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD8.86%
−16.0%y/y
Percentile by value33rd percentileby value
FDIC
LNRENROW + LNLSGR3.89%
−20.2%y/y
Percentile by value13th percentileby value
FDIC
LNRENROT + LNLSGR7.39%
−5.2%y/y
Percentile by value37th percentileby value
FDIC
LNCI + LNLSGR