$271M
+20.7%y/y
Percentile by value30th percentileby value
FDIC
LNLSGRRE
Rivers Edge Bank
Marion, South DakotaFDIC Cert #9935
STATEEstablished 19045 branches
Holding company: FIRST STATE ASSOCIATES INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $4.41M |
| Investor CRE | $10.5M |
| Multifamily | $2.06M |
| Construction | $5.14M |
| 1–4 family | $33.7M |
| C&I | $30.2M |
| Agriculture | $171M |
| Other | $14.4M |
Loan book
Reported balances and balance-sheet intensity.
$268M
+20.5%y/y
Percentile by value30th percentileby value
FDIC
LNLSNET+20.49%
+126.8%y/y
Percentile by value93rd percentileby value
FDIC
LNLSNET94.3%
+13.2%y/y
Percentile by value82nd percentileby value
FDIC
LNLSNET + DEP77.3%
+8.6%y/y
Percentile by value77th percentileby value
FDIC
LNLSNET + ASSET44.91%
−3.4%y/y
Percentile by value3rd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
56%
−1.8%y/y
Percentile by value13th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC16%
−18.3%y/y
Percentile by value24th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,395points
+10.8%y/y
Peer standing38th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD1.63%
−15.2%y/y
Percentile by value6th percentileby value
FDIC
LNRENROW + LNLSGR3.86%
−8.2%y/y
Percentile by value13th percentileby value
FDIC
LNRENROT + LNLSGR11.13%
−13.5%y/y
Percentile by value61st percentileby value
FDIC
LNCI + LNLSGR