$204M
+12.0%y/y
Percentile by value12th percentileby value
FDIC
LNLSGRRS
Roxboro Savings Bank, SSB
Roxboro, North CarolinaFDIC Cert #28471
STATEEstablished 19232 branches
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $14.7M |
| Investor CRE | $5.35M |
| Multifamily | $12.6M |
| Construction | $14.8M |
| 1–4 family | $153M |
| C&I | $2.11M |
| Agriculture | $1.52M |
| Other |
Loan book
Reported balances and balance-sheet intensity.
$201M
+12.0%y/y
Percentile by value12th percentileby value
FDIC
LNLSNET+12.04%
+16.6%y/y
Percentile by value79th percentileby value
FDIC
LNLSNET69.4%
+5.2%y/y
Percentile by value27th percentileby value
FDIC
LNLSNET + DEP56.1%
+4.6%y/y
Percentile by value21st percentileby value
FDIC
LNLSNET + ASSET116.42%
+0.6%y/y
Percentile by value100th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
47%
+3.3%y/y
Percentile by value11th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC21%
−5.6%y/y
Percentile by value32nd percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC6,069points
+2.6%y/y
Peer standing3rd percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD7.23%
−2.4%y/y
Percentile by value25th percentileby value
FDIC
LNRENROW + LNLSGR2.63%
−12.4%y/y
Percentile by value8th percentileby value
FDIC
LNRENROT + LNLSGR1.04%
−16.6%y/y
Percentile by value5th percentileby value
FDIC
LNCI + LNLSGR