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BDI
SC

Scottsdale Community Bank

Scottsdale, ArizonaFDIC Cert #59203

STATEEstablished 20221 branch

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$6.41M
Investor CRE$13.3M
Multifamily$1.48M
Construction$3.15M
1–4 family$59.1M
C&I$11.1M
Agriculture$0
Other$574K

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$95.1M
+58.0%y/y
Percentile by value31st percentileby value
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICLNLSGR
Net loans
$94.4M
+58.6%y/y
Percentile by value31st percentileby value
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICLNLSNET
Loans YoY
+58.59%
+32.9%y/y
Percentile by value75th percentileby value
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICLNLSNET
L/D
99.8%
+10.4%y/y
Percentile by value92nd percentileby value
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICLNLSNET + DEP
Loans/assets
80.5%
+11.5%y/y
Percentile by value85th percentileby value
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICLNLSNET + ASSET
RE loans %
100.14%
−8.0%y/y
Percentile by value92nd percentileby value
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
4,405points
−6.4%y/y
Peer standing8th percentile
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
6.74%
−34.0%y/y
Percentile by value8th percentileby value
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICLNRENROW + LNLSGR
Investor CRE %
14.02%
+48.6%y/y
Percentile by value25th percentileby value
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICLNRENROT + LNLSGR
C&I %
11.63%
−1.1%y/y
Percentile by value33rd percentileby value
Peer standing in FFIEC UBPR Peer Group 2022 — Denovo banks opened in 2022 having assets less than $750 million
FDICLNCI + LNLSGR