Sooner State Bank

Tuttle, OklahomaFDIC Cert #402

STATEEstablished 19037 branches

Holding company: TUTTLE BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Latest reported loan balances by category
Category	Balance
Owner CRE	$30.1M
Investor CRE	$41.1M
Multifamily	$7.17M
Construction	$54.7M
1–4 family	$85.7M
C&I	$6.18M
Agriculture	$892K
Other	$5.92M

Loan book

Reported balances and balance-sheet intensity.

Gross loans

$232M

+14.2%y/y

Percentile by value18th percentileby value

FDICLNLSGR

Net loans

$229M

+14.0%y/y

Percentile by value19th percentileby value

FDICLNLSNET

Loans YoY

+13.97%

+6.8%y/y

Percentile by value85th percentileby value

FDICLNLSNET

L/D

77.3%

+7.0%y/y

Percentile by value42nd percentileby value

FDICLNLSNET + DEP

Loans/assets

67.4%

+7.7%y/y

Percentile by value45th percentileby value

FDICLNLSNET + ASSET

RE loans %

101.04%

+2.1%y/y

Percentile by value93rd percentileby value

FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC

Construction/capital

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC

Loan HHI

2,465points

+0.6%y/y

Peer standing35th percentile

FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD

Owner CRE %

13.00%

−9.2%y/y

Percentile by value54th percentileby value

FDICLNRENROW + LNLSGR

Investor CRE %

17.72%

+0.0%y/y

Percentile by value64th percentileby value

FDICLNRENROT + LNLSGR

C&I %

2.67%

−17.1%y/y

Percentile by value10th percentileby value

FDICLNCI + LNLSGR