$1.48B
+7.2%y/y
Percentile by value73rd percentileby value
FDIC
LNLSGRSA
South Atlantic Bank
Myrtle Beach, South CarolinaFDIC Cert #58689
STATEEstablished 200712 branches
Holding company: SOUTH ATLANTIC BANCSHARES INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $237M |
| Investor CRE | $322M |
| Multifamily | $51.2M |
| Construction | $241M |
| 1–4 family | $543M |
| C&I | $80M |
| Agriculture | $75K |
| Other | $4.9M |
Loan book
Reported balances and balance-sheet intensity.
$1.47B
+7.2%y/y
Percentile by value73rd percentileby value
FDIC
LNLSNET+7.20%
−50.6%y/y
Percentile by value57th percentileby value
FDIC
LNLSNET91.8%
+5.6%y/y
Percentile by value69th percentileby value
FDIC
LNLSNET + DEP75.9%
+3.6%y/y
Percentile by value64th percentileby value
FDIC
LNLSNET + ASSET101.35%
+0.7%y/y
Percentile by value95th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
322%
−2.5%y/y
Percentile by value85th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC126%
+1.9%y/y
Percentile by value97th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,436points
+2.8%y/y
Peer standing31st percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD16.03%
−5.7%y/y
Percentile by value72nd percentileby value
FDIC
LNRENROW + LNLSGR21.75%
+5.4%y/y
Percentile by value61st percentileby value
FDIC
LNRENROT + LNLSGR5.41%
+2.1%y/y
Percentile by value23rd percentileby value
FDIC
LNCI + LNLSGR