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BDI
SB

SouthEast Bank

Farragut, TennesseeFDIC Cert #57348

STATEEstablished 200215 branches

Holding company: EDUCATION LOAN FINANCE INCRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
2.10%
−21.0%y/y
Peer standing2nd percentile
Peer standing in asset:3b_10b
FDICP3ASSET + LNLSGR
90+ %
2.68%
−25.6%y/y
Peer standing1st percentile
Peer standing in asset:3b_10b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.05%
−6.5%y/y
Peer standing94th percentile
Peer standing in asset:3b_10b
FDICNAASSET + LNLSGR
Noncurrent %
2.73%
−25.3%y/y
Peer standing6th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
2.43%
−22.9%y/y
Peer standing4th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$86.8M
−16.3%y/y
Peer standing10th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.06%
−13.5%y/y
Peer standing50th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + LNLSGR
NCO
$478K
+2.8%y/y
Peer standing52nd percentile
Peer standing in asset:3b_10b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.62%
+3.9%y/y
Percentile by value7th percentileby value
Peer standing in asset:3b_10b
FDICLNATRES + LNLSGR
30–89
$66.3M
−11.8%y/y
Peer standing4th percentile
Peer standing in asset:3b_10b
FDICP3ASSET
90+
$84.7M
−16.9%y/y
Peer standing1st percentile
Peer standing in asset:3b_10b
FDICP9ASSET
Nonaccrual
$1.65M
+4.4%y/y
Peer standing92nd percentile
Peer standing in asset:3b_10b
FDICNAASSET