$3.16B
+11.7%y/y
Percentile by value42nd percentileby value
FDIC
LNLSGRSB
SouthEast Bank
Farragut, TennesseeFDIC Cert #57348
STATEEstablished 200215 branches
Holding company: EDUCATION LOAN FINANCE INCRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $181M |
| Investor CRE | $339M |
| Multifamily | $48M |
| Construction | $374M |
| 1–4 family | $310M |
| C&I | $131M |
| Agriculture | $9.16M |
| Other | $1.77B |
Loan book
Reported balances and balance-sheet intensity.
$3.14B
+11.6%y/y
Percentile by value43rd percentileby value
FDIC
LNLSNET+11.63%
−21.3%y/y
Percentile by value78th percentileby value
FDIC
LNLSNET97.2%
+2.8%y/y
Percentile by value78th percentileby value
FDIC
LNLSNET + DEP87.8%
+2.8%y/y
Percentile by value97th percentileby value
FDIC
LNLSNET + ASSET43.60%
+2.2%y/y
Percentile by value13th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
239%
+9.5%y/y
Percentile by value55th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC118%
+33.5%y/y
Percentile by value98th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC417points
+8.1%y/y
Peer standing98th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD5.73%
−12.4%y/y
Percentile by value25th percentileby value
FDIC
LNRENROW + LNLSGR10.72%
−6.8%y/y
Percentile by value18th percentileby value
FDIC
LNRENROT + LNLSGR4.13%
+11.4%y/y
Percentile by value14th percentileby value
FDIC
LNCI + LNLSGR