$159M
−3.5%y/y
Percentile by value77th percentileby value
FDIC
LNLSGRSB
State Bank Northwest
Spokane Valley, WashingtonFDIC Cert #2945
STATEEstablished 19026 branches
Holding company: STATE BCORP NORTHWESTRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $31M |
| Investor CRE | $15.8M |
| Multifamily | $4.82M |
| Construction | $8.64M |
| 1–4 family | $29.2M |
| C&I | $15.8M |
| Agriculture | $53.8M |
| Other | $199K |
Loan book
Reported balances and balance-sheet intensity.
$158M
−3.6%y/y
Percentile by value77th percentileby value
FDIC
LNLSNET−3.57%
−129.9%y/y
Percentile by value11th percentileby value
FDIC
LNLSNET85.1%
+1.5%y/y
Percentile by value71st percentileby value
FDIC
LNLSNET + DEP70.8%
−0.5%y/y
Percentile by value67th percentileby value
FDIC
LNLSNET + ASSET71.22%
+4.1%y/y
Percentile by value32nd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
88%
−14.9%y/y
Percentile by value48th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC26%
−45.7%y/y
Percentile by value53rd percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,547points
+0.8%y/y
Peer standing94th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD19.48%
+0.9%y/y
Percentile by value86th percentileby value
FDIC
LNRENROW + LNLSGR9.92%
+31.5%y/y
Percentile by value60th percentileby value
FDIC
LNRENROT + LNLSGR9.89%
−5.3%y/y
Percentile by value54th percentileby value
FDIC
LNCI + LNLSGR