$195M
−5.5%y/y
Percentile by value10th percentileby value
FDIC
LNLSGRSS
Sundown State Bank
Sundown, TexasFDIC Cert #18780
STATEEstablished 19635 branches
Holding company: SUNDOWN BANKSHARES INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $22M |
| Investor CRE | $27.4M |
| Multifamily | $0 |
| Construction | $12.9M |
| 1–4 family | $109K |
| C&I | $48.6M |
| Agriculture | $83.4M |
| Other | $719K |
Loan book
Reported balances and balance-sheet intensity.
$193M
−5.7%y/y
Percentile by value10th percentileby value
FDIC
LNLSNET−5.68%
−288.0%y/y
Percentile by value5th percentileby value
FDIC
LNLSNET69.3%
−18.5%y/y
Percentile by value26th percentileby value
FDIC
LNLSNET + DEP60.4%
−19.8%y/y
Percentile by value28th percentileby value
FDIC
LNLSNET + ASSET59.87%
+5.2%y/y
Percentile by value9th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
98%
−42.3%y/y
Percentile by value27th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC31%
−43.5%y/y
Percentile by value44th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,988points
+17.6%y/y
Peer standing63rd percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD11.27%
+4.5%y/y
Percentile by value45th percentileby value
FDIC
LNRENROW + LNLSGR14.03%
+6.4%y/y
Percentile by value52nd percentileby value
FDIC
LNRENROT + LNLSGR24.94%
+9.7%y/y
Percentile by value94th percentileby value
FDIC
LNCI + LNLSGR