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BDI
BT

The Bank of Tampa

Tampa, FloridaFDIC Cert #21031

STATEEstablished 197313 branches

Holding company: TAMPA BAY BANKING CORegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$512M
Investor CRE$379M
Multifamily$70.8M
Construction$106M
1–4 family$435M
C&I$367M
Agriculture$11.9M
Other$87.4M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$1.97B
+7.0%y/y
Percentile by value7th percentileby value
Peer standing in asset:3b_10b
FDICLNLSGR
Net loans
$1.94B
+7.0%y/y
Percentile by value7th percentileby value
Peer standing in asset:3b_10b
FDICLNLSNET
Loans YoY
+7.00%
−25.9%y/y
Percentile by value54th percentileby value
Peer standing in asset:3b_10b
FDICLNLSNET
L/D
70.4%
+6.6%y/y
Percentile by value15th percentileby value
Peer standing in asset:3b_10b
FDICLNLSNET + DEP
Loans/assets
63.4%
+5.6%y/y
Percentile by value20th percentileby value
Peer standing in asset:3b_10b
FDICLNLSNET + ASSET
RE loans %
86.20%
+3.1%y/y
Percentile by value63rd percentileby value
Peer standing in asset:3b_10b
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
156%
−4.6%y/y
Percentile by value21st percentileby value
Peer standing in asset:3b_10b

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
30%
+36.4%y/y
Percentile by value37th percentileby value
Peer standing in asset:3b_10b

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
2,010points
+2.0%y/y
Peer standing51st percentile
Peer standing in asset:3b_10b
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
26.01%
+7.4%y/y
Percentile by value97th percentileby value
Peer standing in asset:3b_10b
FDICLNRENROW + LNLSGR
Investor CRE %
19.22%
−10.7%y/y
Percentile by value47th percentileby value
Peer standing in asset:3b_10b
FDICLNRENROT + LNLSGR
C&I %
18.63%
−7.6%y/y
Percentile by value68th percentileby value
Peer standing in asset:3b_10b
FDICLNCI + LNLSGR