BDI
C&

The Campbell & Fetter Bank

Kendallville, IndianaFDIC Cert #16757

STATEEstablished 18638 branches

Holding company: C&F BANC SHARES CORPRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$2.87M
Investor CRE$2.3M
Multifamily$0
Construction$2.72M
1–4 family$198M
C&I$13.8M
Agriculture$1.19M
Other$13.8M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$235M
+6.7%y/y
Percentile by value20th percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$233M
+6.7%y/y
Percentile by value20th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Loans YoY
+6.67%
−43.2%y/y
Percentile by value56th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
L/D
81.3%
−6.0%y/y
Percentile by value51st percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET + DEP
Loans/assets
65.9%
+4.2%y/y
Percentile by value40th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET + ASSET
RE loans %
90.65%
+1.8%y/y
Percentile by value67th percentileby value
Peer standing in asset:300m_1b
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
13%
+37.5%y/y
Percentile by value3rd percentileby value
Peer standing in asset:300m_1b

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
7%
+22.7%y/y
Percentile by value11th percentileby value
Peer standing in asset:300m_1b

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
7,162points
+2.3%y/y
Peer standing2nd percentile
Peer standing in asset:300m_1b
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
1.22%
−21.1%y/y
Percentile by value5th percentileby value
Peer standing in asset:300m_1b
FDICLNRENROW + LNLSGR
Investor CRE %
0.98%
+53.2%y/y
Percentile by value4th percentileby value
Peer standing in asset:300m_1b
FDICLNRENROT + LNLSGR
C&I %
5.89%
+29.8%y/y
Percentile by value26th percentileby value
Peer standing in asset:300m_1b
FDICLNCI + LNLSGR