$11.6B
+0.4%y/y
Percentile by value25th percentileby value
FDIC
LNLSGRCT
The Central Trust Bank
Jefferson City, MissouriFDIC Cert #12633
STATEEstablished 1902174 branches
Holding company: CENTRAL BANCOMPANY INCRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $1.28B |
| Investor CRE | $2.38B |
| Multifamily | $873M |
| Construction | $879M |
| 1–4 family | $3.51B |
| C&I | $1.17B |
| Agriculture | $379M |
| Other | $1.09B |
Loan book
Reported balances and balance-sheet intensity.
$11.4B
+0.5%y/y
Percentile by value25th percentileby value
FDIC
LNLSNET+0.47%
+1,266.1%y/y
Percentile by value9th percentileby value
FDIC
LNLSNET69.5%
−5.2%y/y
Percentile by value22nd percentileby value
FDIC
LNLSNET + DEP55.7%
−4.1%y/y
Percentile by value23rd percentileby value
FDIC
LNLSNET + ASSET83.63%
+4.3%y/y
Percentile by value82nd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
237%
+4.6%y/y
Percentile by value70th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC50%
+13.9%y/y
Percentile by value78th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,706points
+9.2%y/y
Peer standing47th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD11.09%
−3.5%y/y
Percentile by value70th percentileby value
FDIC
LNRENROW + LNLSGR20.59%
−0.3%y/y
Percentile by value74th percentileby value
FDIC
LNRENROT + LNLSGR10.12%
−6.1%y/y
Percentile by value30th percentileby value
FDIC
LNCI + LNLSGR