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BDI
CS

The Citizens State Bank and Trust Company

Council Grove, KansasFDIC Cert #15254

STATEEstablished 19217 branches

Holding company: CENTRAL KANSAS BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.10%
Peer standing72nd percentile
Peer standing in asset:lt_100m
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + LNLSGR
Nonaccrual %
0.00%
Peer standing100th percentile
Peer standing in asset:lt_100m
FDICNAASSET + LNLSGR
Noncurrent %
0.00%
Peer standing100th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.00%
Peer standing100th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$0
Peer standing100th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
Peer standing80th percentile
Peer standing in asset:lt_100m
FDICNTLNLS + LNLSGR
NCO
$0
Peer standing82nd percentile
Peer standing in asset:lt_100m
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.04%
+5.9%y/y
Percentile by value34th percentileby value
Peer standing in asset:lt_100m
FDICLNATRES + LNLSGR
30–89
$73K
Peer standing57th percentile
Peer standing in asset:lt_100m
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:lt_100m
FDICP9ASSET
Nonaccrual
$0
Peer standing100th percentile
Peer standing in asset:lt_100m
FDICNAASSET