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BDI
CS

The Citizens State Bank and Trust Company

Council Grove, KansasFDIC Cert #15254

STATEEstablished 19217 branches

Holding company: CENTRAL KANSAS BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$71.5M$63.9M
Q3 2021$69.6M$63.8M
Q4 2021$65.9M$59.6M
Q1 2022$67.3M$61.3M
Q2 2022$63.5M$58M
Q3 2022$67.4M$62.1M
Q4 2022$66.6M$56M
Q1 2023$68.9M$57.1M
Q2 2023$68.5M$57.8M
Q3 2023$67.7M$56.9M
Q4 2023$70.2M$59.1M
Q1 2024$69.8M$59.7M
Q2 2024$74.1M$62.8M
Q3 2024$77.1M$63.8M
Q4 2024$76.1M$63.9M
Q1 2025$79.2M$68M
Q2 2025$83.7M$72.3M
Q3 2025$85.5M$72M
Q4 2025$85.1M$73.5M
Q1 2026$88.3M$77.7M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$88.3M
+11.6%y/y
Percentile by value78th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICASSET
Deposits
$77.7M
+14.2%y/y
Percentile by value79th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICDEP
Gross loans
$75.8M
+11.3%y/y
Percentile by value97th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNLSGR
Net loans
$75.1M
+11.3%y/y
Percentile by value97th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNLSNET
Securities
$878K
+141.2%y/y
Percentile by value7th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICSC
Cash
$6.64M
+5.3%y/y
Percentile by value50th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICCHBAL
Liabilities
$81.1M
+12.0%y/y
Percentile by value83rd percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLIAB
Equity
$7.26M
+6.8%y/y
Peer standing31st percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$1.08M
+0.7%y/y
Peer standing88th percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICNIM + NONII
NII
$1.04M
+2.0%y/y
Peer standing94th percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICNIM
Noninterest income
$41K
−22.6%y/y
Peer standing40th percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICNONII
Provision
$30K
0.0%y/y
Percentile by value83rd percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICELNATR
Pretax income
$410K
+3.0%y/y
Peer standing88th percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICPTAXNETINC
Net income
$406K
+2.8%y/y
Peer standing91st percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICNETINC