The Farmers State Bank of Brush

Brush, ColoradoFDIC Cert #10407

STATEEstablished 19153 branches

Holding company: FIRST PIONEER BANK CORPRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Latest reported loan balances by category
Category	Balance
Owner CRE	$2.38M
Investor CRE	$1.26M
Multifamily	$0
Construction	$1.32M
1–4 family	$4.26M
C&I	$6.51M
Agriculture	$49.1M
Other	$2.22M

Loan book

Reported balances and balance-sheet intensity.

Gross loans

$67M

+3.1%y/y

Percentile by value14th percentileby value

FDICLNLSGR

Net loans

$66.3M

+3.1%y/y

Percentile by value14th percentileby value

FDICLNLSNET

Loans YoY

+3.14%

+10.2%y/y

Percentile by value38th percentileby value

FDICLNLSNET

L/D

76.2%

+8.7%y/y

Percentile by value52nd percentileby value

FDICLNLSNET + DEP

Loans/assets

59.0%

+4.7%y/y

Percentile by value38th percentileby value

FDICLNLSNET + ASSET

RE loans %

68.65%

+3.0%y/y

Percentile by value29th percentileby value

FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC

Construction/capital

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC

Loan HHI

3,505points

+5.5%y/y

Peer standing20th percentile

FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD

Owner CRE %

3.55%

−15.3%y/y

Percentile by value24th percentileby value

FDICLNRENROW + LNLSGR

Investor CRE %

1.88%

−20.0%y/y

Percentile by value19th percentileby value

FDICLNRENROT + LNLSGR

C&I %

9.70%

+4.4%y/y

Percentile by value53rd percentileby value

FDICLNCI + LNLSGR