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BDI
FB

The First National Bank of Litchfield

Litchfield, IllinoisFDIC Cert #3807

OCCEstablished 18602 branches

Holding company: FIRST MONTGOMERY BCORP INCRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.29%
+20.6%y/y
Peer standing66th percentile
Peer standing in asset:100m_300m
FDICP3ASSET + LNLSGR
90+ %
0.01%
Peer standing39th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + LNLSGR
Nonaccrual %
0.15%
+103.1%y/y
Peer standing57th percentile
Peer standing in asset:100m_300m
FDICNAASSET + LNLSGR
Noncurrent %
0.15%
+111.5%y/y
Peer standing65th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.12%
+106.4%y/y
Peer standing65th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$175K
+124.4%y/y
Peer standing66th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.01%
−191.4%y/y
Peer standing85th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + LNLSGR
NCO
−$3K
−200.0%y/y
Peer standing87th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.22%
−2.5%y/y
Percentile by value53rd percentileby value
Peer standing in asset:100m_300m
FDICLNATRES + LNLSGR
30–89
$330K
+27.9%y/y
Peer standing64th percentile
Peer standing in asset:100m_300m
FDICP3ASSET
90+
$7K
Peer standing38th percentile
Peer standing in asset:100m_300m
FDICP9ASSET
Nonaccrual
$168K
+115.4%y/y
Peer standing57th percentile
Peer standing in asset:100m_300m
FDICNAASSET