$113M
+6.1%y/y
Percentile by value49th percentileby value
FDIC
LNLSGRFB
The First National Bank of Litchfield
Litchfield, IllinoisFDIC Cert #3807
OCCEstablished 18602 branches
Holding company: FIRST MONTGOMERY BCORP INCRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $7.97M |
| Investor CRE | $1.65M |
| Multifamily | $449K |
| Construction | $3.86M |
| 1–4 family | $23.7M |
| C&I | $18.7M |
| Agriculture | $52.1M |
| Other | $4.46M |
Loan book
Reported balances and balance-sheet intensity.
$112M
+6.1%y/y
Percentile by value49th percentileby value
FDIC
LNLSNET+6.10%
−44.6%y/y
Percentile by value55th percentileby value
FDIC
LNLSNET83.9%
−2.4%y/y
Percentile by value69th percentileby value
FDIC
LNLSNET + DEP73.8%
−2.4%y/y
Percentile by value74th percentileby value
FDIC
LNLSNET + ASSET61.70%
−0.1%y/y
Percentile by value19th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
32%
+58.2%y/y
Percentile by value20th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC21%
+94.1%y/y
Percentile by value44th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,895points
−2.0%y/y
Peer standing78th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD7.06%
−20.8%y/y
Percentile by value42nd percentileby value
FDIC
LNRENROW + LNLSGR1.46%
+28.2%y/y
Percentile by value16th percentileby value
FDIC
LNRENROT + LNLSGR16.54%
+17.2%y/y
Percentile by value81st percentileby value
FDIC
LNCI + LNLSGR