$148M
+13.8%y/y
Percentile by value71st percentileby value
FDIC
LNLSGRFB
The First National Bank of Sycamore
Sycamore, OhioFDIC Cert #6706
OCCEstablished 19194 branches
Holding company: FNB BANCSHARES INCRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $20.7M |
| Investor CRE | $21.5M |
| Multifamily | $4.28M |
| Construction | $8.37M |
| 1–4 family | $60.7M |
| C&I | $14.3M |
| Agriculture | $14.1M |
| Other | $4.05M |
Loan book
Reported balances and balance-sheet intensity.
$146M
+13.8%y/y
Percentile by value71st percentileby value
FDIC
LNLSNET+13.84%
+176.7%y/y
Percentile by value83rd percentileby value
FDIC
LNLSNET70.3%
+15.1%y/y
Percentile by value41st percentileby value
FDIC
LNLSNET + DEP61.1%
+13.1%y/y
Percentile by value42nd percentileby value
FDIC
LNLSNET + ASSET88.43%
−0.6%y/y
Percentile by value67th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
136%
+31.0%y/y
Percentile by value66th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC33%
+76.1%y/y
Percentile by value61st percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,291points
−8.2%y/y
Peer standing54th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD13.97%
−5.4%y/y
Percentile by value72nd percentileby value
FDIC
LNRENROW + LNLSGR14.56%
+15.4%y/y
Percentile by value74th percentileby value
FDIC
LNRENROT + LNLSGR9.67%
+5.0%y/y
Percentile by value53rd percentileby value
FDIC
LNCI + LNLSGR