Skip to main content
BDI
FS

The First Security Bank

Overbrook, KansasFDIC Cert #4752

STATEEstablished 18974 branches

Holding company: OVERBROOK BANKSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$6.32M
Investor CRE$10.9M
Multifamily$749K
Construction$6.15M
1–4 family$25.9M
C&I$5.9M
Agriculture$11.3M
Other$2.2M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$69.5M
−1.5%y/y
Percentile by value15th percentileby value
Peer standing in asset:100m_300m
FDICLNLSGR
Net loans
$68.7M
−1.5%y/y
Percentile by value15th percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET
Loans YoY
−1.46%
−176.4%y/y
Percentile by value17th percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET
L/D
66.8%
−17.2%y/y
Percentile by value34th percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET + DEP
Loans/assets
58.8%
−15.3%y/y
Percentile by value37th percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET + ASSET
RE loans %
85.34%
+5.6%y/y
Percentile by value61st percentileby value
Peer standing in asset:100m_300m
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
183%
−0.4%y/y
Percentile by value80th percentileby value
Peer standing in asset:100m_300m

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
63%
+21.7%y/y
Percentile by value83rd percentileby value
Peer standing in asset:100m_300m

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
2,035points
+13.8%y/y
Peer standing70th percentile
Peer standing in asset:100m_300m
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
9.10%
−1.8%y/y
Percentile by value51st percentileby value
Peer standing in asset:100m_300m
FDICLNRENROW + LNLSGR
Investor CRE %
15.75%
−6.9%y/y
Percentile by value76th percentileby value
Peer standing in asset:100m_300m
FDICLNRENROT + LNLSGR
C&I %
8.49%
−10.4%y/y
Percentile by value46th percentileby value
Peer standing in asset:100m_300m
FDICLNCI + LNLSGR