The Lytle State Bank of Lytle, Texas

Lytle, TexasFDIC Cert #15501

STATEEstablished 19101 branch

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Latest reported loan balances by category
Category	Balance
Owner CRE	$0
Investor CRE	$2.8M
Multifamily	$429K
Construction	$2.89M
1–4 family	$8.03M
C&I	$8.92M
Agriculture	$3M
Other	$16.7M

Loan book

Reported balances and balance-sheet intensity.

Gross loans

$42.8M

−4.7%y/y

Percentile by value4th percentileby value

FDICLNLSGR

Net loans

$42.4M

−4.8%y/y

Percentile by value4th percentileby value

FDICLNLSNET

Loans YoY

−4.78%

−299.3%y/y

Percentile by value9th percentileby value

FDICLNLSNET

L/D

42.9%

−5.7%y/y

Percentile by value8th percentileby value

FDICLNLSNET + DEP

Loans/assets

37.7%

−6.7%y/y

Percentile by value8th percentileby value

FDICLNLSNET + ASSET

RE loans %

33.22%

+18.7%y/y

Percentile by value2nd percentileby value

FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC

Construction/capital

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC

Loan HHI

924points

+13.1%y/y

Peer standing99th percentile

FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD

Owner CRE %

0.00%

Percentile by value0th percentileby value

FDICLNRENROW + LNLSGR

Investor CRE %

6.54%

+26.2%y/y

Percentile by value43rd percentileby value

FDICLNRENROT + LNLSGR

C&I %

20.85%

−3.0%y/y

Percentile by value89th percentileby value

FDICLNCI + LNLSGR