$2.44B
+6.3%y/y
Percentile by value18th percentileby value
FDIC
LNLSGRTB
TruNorth Bank
Peabody, MassachusettsFDIC Cert #26484
STATEEstablished 188830 branches
Holding company: HOMETOWN FINANCIAL GROUP MHCRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $206M |
| Investor CRE | $471M |
| Multifamily | $345M |
| Construction | $158M |
| 1–4 family | $1.11B |
| C&I | $144M |
| Agriculture | $294K |
| Other | $3.02M |
Loan book
Reported balances and balance-sheet intensity.
$2.43B
+6.2%y/y
Percentile by value19th percentileby value
FDIC
LNLSNET+6.22%
−91.6%y/y
Percentile by value49th percentileby value
FDIC
LNLSNET91.6%
−3.4%y/y
Percentile by value65th percentileby value
FDIC
LNLSNET + DEP74.3%
−3.2%y/y
Percentile by value53rd percentileby value
FDIC
LNLSNET + ASSET98.58%
+0.9%y/y
Percentile by value93rd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
263%
−14.4%y/y
Percentile by value62nd percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC43%
−12.9%y/y
Percentile by value52nd percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,824points
+7.7%y/y
Peer standing20th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD8.44%
−0.9%y/y
Percentile by value38th percentileby value
FDIC
LNRENROW + LNLSGR19.28%
−11.3%y/y
Percentile by value48th percentileby value
FDIC
LNRENROT + LNLSGR5.91%
−14.2%y/y
Percentile by value21st percentileby value
FDIC
LNCI + LNLSGR