BDI
TC

Twin Cedars Bank

Bussey, IowaFDIC Cert #1556

STATEEstablished 19314 branches

Holding company: TWIN CEDARS BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.48%
−53.0%y/y
Peer standing23rd percentile
Peer standing in asset:100m_300m
FDICP3ASSET + LNLSGR
90+ %
0.29%
+18.1%y/y
Peer standing16th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + LNLSGR
Nonaccrual %
3.88%
+386.1%y/y
Peer standing2nd percentile
Peer standing in asset:100m_300m
FDICNAASSET + LNLSGR
Noncurrent %
4.17%
+300.6%y/y
Peer standing3rd percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
3.46%
+304.9%y/y
Peer standing2nd percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$4.05M
+324.0%y/y
Peer standing6th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.87%
+277.7%y/y
Peer standing2nd percentile
Peer standing in asset:100m_300m
FDICNTLNLS + LNLSGR
NCO
$210K
+346.8%y/y
Peer standing3rd percentile
Peer standing in asset:100m_300m
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
2.12%
+12.4%y/y
Percentile by value93rd percentileby value
Peer standing in asset:100m_300m
FDICLNATRES + LNLSGR
30–89
$1.44M
−50.4%y/y
Peer standing28th percentile
Peer standing in asset:100m_300m
FDICP3ASSET
90+
$277K
+24.8%y/y
Peer standing16th percentile
Peer standing in asset:100m_300m
FDICP9ASSET
Nonaccrual
$3.77M
+413.5%y/y
Peer standing4th percentile
Peer standing in asset:100m_300m
FDICNAASSET