$97M
+5.6%y/y
Percentile by value39th percentileby value
FDIC
LNLSGRTC
Twin Cedars Bank
Bussey, IowaFDIC Cert #1556
STATEEstablished 19314 branches
Holding company: TWIN CEDARS BCORP INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $4.32M |
| Investor CRE | $8.25M |
| Multifamily | $3.22M |
| Construction | $15.6M |
| 1–4 family | $27.9M |
| C&I | $22.8M |
| Agriculture | $13.7M |
| Other | $1.19M |
Loan book
Reported balances and balance-sheet intensity.
$95M
+5.4%y/y
Percentile by value38th percentileby value
FDIC
LNLSNET+5.38%
−78.8%y/y
Percentile by value52nd percentileby value
FDIC
LNLSNET92.4%
−1.8%y/y
Percentile by value83rd percentileby value
FDIC
LNLSNET + DEP81.0%
+0.7%y/y
Percentile by value91st percentileby value
FDIC
LNLSNET + ASSET71.41%
+0.6%y/y
Percentile by value33rd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
197%
−1.3%y/y
Percentile by value82nd percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC114%
+2.2%y/y
Percentile by value98th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,852points
+7.2%y/y
Peer standing81st percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD4.45%
+31.6%y/y
Percentile by value28th percentileby value
FDIC
LNRENROW + LNLSGR8.50%
−22.5%y/y
Percentile by value54th percentileby value
FDIC
LNRENROT + LNLSGR23.46%
+4.9%y/y
Percentile by value92nd percentileby value
FDIC
LNCI + LNLSGR