$403B
+5.0%y/y
Percentile by value97th percentileby value
FDIC
LNLSGRUB
U.S. Bank National Association
Cincinnati, OhioFDIC Cert #6548
OCCEstablished 18632,100 branches
Holding company: U S BCORPRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $9.04B |
| Investor CRE | $16.7B |
| Multifamily | $13.8B |
| Construction | $8.9B |
| 1–4 family | $134B |
| C&I | $89.6B |
| Agriculture | $1.59B |
| Other | $129B |
Loan book
Reported balances and balance-sheet intensity.
$395B
+5.1%y/y
Percentile by value97th percentileby value
FDIC
LNLSNET+5.08%
+174.7%y/y
Percentile by value39th percentileby value
FDIC
LNLSNET73.2%
+1.8%y/y
Percentile by value29th percentileby value
FDIC
LNLSNET + DEP57.8%
+1.4%y/y
Percentile by value26th percentileby value
FDIC
LNLSNET + ASSET48.16%
−3.7%y/y
Percentile by value35th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
55%
+4.5%y/y
Percentile by value22nd percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC12%
−11.7%y/y
Percentile by value35th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,708points
−5.2%y/y
Peer standing47th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD2.24%
−8.0%y/y
Percentile by value28th percentileby value
FDIC
LNRENROW + LNLSGR4.14%
+7.7%y/y
Percentile by value21st percentileby value
FDIC
LNRENROT + LNLSGR22.24%
+2.0%y/y
Percentile by value74th percentileby value
FDIC
LNCI + LNLSGR