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BDI
UB

UMB Bank, National Association

Kansas City, MissouriFDIC Cert #8273

OCCEstablished 1902208 branches

Holding company: UMB FINANCIAL CORPRegulator: OCC

FDICCERT + OFFDOMfiled 2026-07-29

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q2 2026FDICCall Reportfiled 2026-07-29

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q3 2021$37.3B$31.5B
Q4 2021$42.4B$35.8B
Q1 2022$40.3B$34.5B
Q2 2022$37.2B$31.8B
Q3 2022$37.3B$32B
Q4 2022$38.3B$32.8B
Q1 2023$40.4B$32.1B
Q2 2023$41B$33.7B
Q3 2023$41.2B$33.6B
Q4 2023$43.7B$35.9B
Q1 2024$45.1B$37B
Q2 2024$44.2B$36.7B
Q3 2024$47.2B$39.8B
Q4 2024$50.2B$43.3B
Q1 2025$69B$58.1B
Q2 2025$71.4B$60.6B
Q3 2025$71.5B$60.5B
Q4 2025$72.8B$61.1B
Q1 2026$72.3B$60.3B
Q2 2026$71.9B$60.2B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$71.9B
+0.6%y/y
FDICASSETfiled 2026-07-29
Deposits
$60.2B
−0.7%y/y
FDICDEPfiled 2026-07-29
Gross loans
$41.2B
+11.8%y/y
FDICLNLSGRfiled 2026-07-29
Net loans
$40.7B
+11.8%y/y
FDICLNLSNETfiled 2026-07-29
Securities
$19.2B
+8.8%y/y
FDICSCfiled 2026-07-29
Cash
FDICCHBALfiled 2026-07-29
Liabilities
$64.1B
−0.5%y/y
FDICLIABfiled 2026-07-29
Equity
$7.83B
+11.5%y/y
FDICEQfiled 2026-07-29

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$1.41B
+19.6%y/y
FDICNIM + NONIIfiled 2026-07-29
NII
$1.08B
+22.8%y/y
FDICNIMfiled 2026-07-29
Provision
$52.7M
−50.8%y/y
FDICELNATRfiled 2026-07-29
Net income
$501M
+71.8%y/y
FDICNETINCfiled 2026-07-29