UMB Bank, National Association

Kansas City, MissouriFDIC Cert #8273

OCCEstablished 1902208 branches

Holding company: UMB FINANCIAL CORPRegulator: OCC

FDICCERT + OFFDOMfiled 2026-07-29

Profitability, margin & efficiency

Performance

Returns, spread economics, operating efficiency, and growth viewed against this bank's official FFIEC UBPR peers.

As of Q2 2026FDICCall Reportfiled 2026-07-29

Returns & margin

Annualized returns and the economics of earning assets and paid funding.

ROA

1.39%

+51.6%y/y

FDICNETINC + ROAfiled 2026-07-29

ROE

13.43%

+32.3%y/y

FDICNETINC + ROEfiled 2026-07-29

Pretax ROA

1.76%

+56.7%y/y

FDICPTAXNETINC + ASSETfiled 2026-07-29

NIM

FDICNIM + NIMYfiled 2026-07-29

Earning yield

FDICINTINCYfiled 2026-07-29

IB deposit cost

2.99%

−11.6%y/y

FDICEINTEXP + DEPIDOMfiled 2026-07-29

Efficiency & growth

Operating productivity and year-over-year balance-sheet momentum.

Efficiency

FDICNONIX + NIM + NONII + EEFFRfiled 2026-07-29

Expense/assets

2.01%

−10.6%y/y

FDICNONIX + ASSETfiled 2026-07-29

Fee share

22.86%

−8.1%y/y

FDICNONII + NIMfiled 2026-07-29

Assets YoY

+0.64%

−99.0%y/y

FDICASSETfiled 2026-07-29

Deposits YoY

−0.70%

−101.1%y/y

FDICDEPfiled 2026-07-29

Loans YoY

+11.79%

−77.3%y/y

FDICLNLSNETfiled 2026-07-29

How this bank compares

Switch cohorts or expand any row to inspect the full distribution.