Skip to main content
BDI
UB

Unified Bank

Martins Ferry, OhioFDIC Cert #9463

STATEEstablished 190219 branches

Holding company: UNITED BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.07%
−62.1%y/y
Peer standing84th percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.00%
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
1.30%
+232.1%y/y
Peer standing19th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
1.30%
+231.6%y/y
Peer standing21st percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
1.06%
+65.7%y/y
Peer standing18th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$9.02M
+71.2%y/y
Peer standing10th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.03%
+48.3%y/y
Peer standing29th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$41K
+51.9%y/y
Peer standing25th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.85%
+3.1%y/y
Percentile by value11th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$344K
−61.8%y/y
Peer standing80th percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$0
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$6.48M
+234.3%y/y
Peer standing12th percentile
Peer standing in asset:300m_1b
FDICNAASSET