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BDI
UB

Unified Bank

Martins Ferry, OhioFDIC Cert #9463

STATEEstablished 190219 branches

Holding company: UNITED BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$733M$610M
Q3 2021$733M$617M
Q4 2021$727M$614M
Q1 2022$735M$620M
Q2 2022$718M$617M
Q3 2022$760M$662M
Q4 2022$755M$661M
Q1 2023$845M$662M
Q2 2023$828M$654M
Q3 2023$812M$640M
Q4 2023$813M$633M
Q1 2024$830M$638M
Q2 2024$818M$636M
Q3 2024$822M$629M
Q4 2024$814M$628M
Q1 2025$826M$638M
Q2 2025$843M$657M
Q3 2025$863M$661M
Q4 2025$852M$657M
Q1 2026$853M$681M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$853M
+3.3%y/y
Percentile by value89th percentileby value
Peer standing in asset:300m_1b
FDICASSET
Deposits
$681M
+6.9%y/y
Percentile by value85th percentileby value
Peer standing in asset:300m_1b
FDICDEP
Gross loans
$500M
+0.7%y/y
Percentile by value79th percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$496M
+0.6%y/y
Percentile by value79th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Securities
$236M
+2.8%y/y
Percentile by value93rd percentileby value
Peer standing in asset:300m_1b
FDICSC
Cash
$27.5M
−24.1%y/y
Percentile by value42nd percentileby value
Peer standing in asset:300m_1b
FDICCHBAL
Liabilities
$781M
+3.0%y/y
Percentile by value91st percentileby value
Peer standing in asset:300m_1b
FDICLIAB
Equity
$71.4M
+6.7%y/y
Peer standing73rd percentile
Peer standing in asset:300m_1b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$8.37M
+7.0%y/y
Peer standing83rd percentile
Peer standing in asset:300m_1b
FDICNIM + NONII
NII
$6.94M
+4.0%y/y
Peer standing82nd percentile
Peer standing in asset:300m_1b
FDICNIM
Noninterest income
$1.43M
+24.5%y/y
Peer standing87th percentile
Peer standing in asset:300m_1b
FDICNONII
Provision
$30K
−68.8%y/y
Percentile by value36th percentileby value
Peer standing in asset:300m_1b
FDICELNATR
Pretax income
$2.83M
+4.8%y/y
Peer standing76th percentile
Peer standing in asset:300m_1b
FDICPTAXNETINC
Net income
$2.78M
+2.3%y/y
Peer standing83rd percentile
Peer standing in asset:300m_1b
FDICNETINC