Skip to main content
BDI
VS

Vermont State Bank

Vermont, IllinoisFDIC Cert #16585

STATEEstablished 19471 branch

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
2.25%
−33.7%y/y
Peer standing18th percentile
Peer standing in asset:lt_100m
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + LNLSGR
Nonaccrual %
5.15%
−16.6%y/y
Peer standing4th percentile
Peer standing in asset:lt_100m
FDICNAASSET + LNLSGR
Noncurrent %
5.15%
−16.6%y/y
Peer standing5th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
2.70%
−21.6%y/y
Peer standing6th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$838K
−13.9%y/y
Peer standing17th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.17%
−42.5%y/y
Peer standing13th percentile
Peer standing in asset:lt_100m
FDICNTLNLS + LNLSGR
NCO
$6K
−45.5%y/y
Peer standing15th percentile
Peer standing in asset:lt_100m
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
4.82%
−0.5%y/y
Percentile by value98th percentileby value
Peer standing in asset:lt_100m
FDICLNATRES + LNLSGR
30–89
$310K
−38.7%y/y
Peer standing36th percentile
Peer standing in asset:lt_100m
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:lt_100m
FDICP9ASSET
Nonaccrual
$708K
−22.9%y/y
Peer standing15th percentile
Peer standing in asset:lt_100m
FDICNAASSET