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BDI
VS

Vermont State Bank

Vermont, IllinoisFDIC Cert #16585

STATEEstablished 19471 branch

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$29.7M$26M
Q3 2021$28M$24.4M
Q4 2021$27.3M$23.8M
Q1 2022$27.8M$24.3M
Q2 2022$26.9M$23.2M
Q3 2022$26.7M$21.5M
Q4 2022$26.5M$20.4M
Q1 2023$24.2M$19.8M
Q2 2023$25M$19.1M
Q3 2023$25.3M$18M
Q4 2023$25.4M$18M
Q1 2024$24.3M$18.1M
Q2 2024$25.3M$18.8M
Q3 2024$27.3M$20.5M
Q4 2024$26.5M$19.5M
Q1 2025$28.3M$21M
Q2 2025$26.8M$19.2M
Q3 2025$26.3M$18.9M
Q4 2025$31.2M$22.4M
Q1 2026$31.1M$21.7M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$31.1M
+9.9%y/y
Percentile by value17th percentileby value
Peer standing in asset:lt_100m
FDICASSET
Deposits
$21.7M
+3.5%y/y
Percentile by value18th percentileby value
Peer standing in asset:lt_100m
FDICDEP
Gross loans
$13.8M
−7.6%y/y
Percentile by value22nd percentileby value
Peer standing in asset:lt_100m
FDICLNLSGR
Net loans
$13.1M
−7.5%y/y
Percentile by value21st percentileby value
Peer standing in asset:lt_100m
FDICLNLSNET
Securities
$7.55M
+375.7%y/y
Percentile by value37th percentileby value
Peer standing in asset:lt_100m
FDICSC
Cash
$7.32M
−31.2%y/y
Percentile by value58th percentileby value
Peer standing in asset:lt_100m
FDICCHBAL
Liabilities
$23M
+6.1%y/y
Percentile by value18th percentileby value
Peer standing in asset:lt_100m
FDICLIAB
Equity
$8.11M
+22.1%y/y
Peer standing51st percentile
Peer standing in asset:lt_100m
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$2.96M
+31.0%y/y
Peer standing95th percentile
Peer standing in asset:lt_100m
FDICNIM + NONII
NII
$223K
+10.9%y/y
Peer standing15th percentile
Peer standing in asset:lt_100m
FDICNIM
Noninterest income
$2.73M
+33.0%y/y
Peer standing95th percentile
Peer standing in asset:lt_100m
FDICNONII
Provision
$30K
Percentile by value87th percentileby value
Peer standing in asset:lt_100m
FDICELNATR
Pretax income
$746K
+168.3%y/y
Peer standing95th percentile
Peer standing in asset:lt_100m
FDICPTAXNETINC
Net income
$534K
+176.7%y/y
Peer standing94th percentile
Peer standing in asset:lt_100m
FDICNETINC