BDI
VU

VersaBank USA National Association

Holdingford, MinnesotaFDIC Cert #10160

OCCEstablished 19101 branch

Holding company: GBH INCRegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$102M$81.9M
Q3 2021$100M$78.8M
Q4 2021$98.4M$76.6M
Q1 2022$94.8M$72.6M
Q2 2022$89.6M$66.7M
Q3 2022$79.8M$56.4M
Q4 2022$77.5M$53.8M
Q1 2023$77.8M$53.7M
Q2 2023$78.7M$54.4M
Q3 2023$77.7M$53M
Q4 2023$78.5M$53.5M
Q1 2024$79.3M$54.1M
Q2 2024$79.1M$53.9M
Q3 2024$162M$63.5M
Q4 2024$178M$65.4M
Q1 2025$171M$54.3M
Q2 2025$211M$102M
Q3 2025$298M$102M
Q4 2025$748M$532M
Q1 2026$783M$557M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$783M
+358.5%y/y
Percentile by value83rd percentileby value
Peer standing in asset:300m_1b
FDICASSET
Deposits
$557M
+926.6%y/y
Percentile by value71st percentileby value
Peer standing in asset:300m_1b
FDICDEP
Gross loans
$473M
+429.2%y/y
Percentile by value74th percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$473M
+431.8%y/y
Percentile by value75th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Securities
$178M
+199.5%y/y
Percentile by value85th percentileby value
Peer standing in asset:300m_1b
FDICSC
Cash
$115M
+2,137.1%y/y
Percentile by value93rd percentileby value
Peer standing in asset:300m_1b
FDICCHBAL
Liabilities
$598M
+730.8%y/y
Percentile by value74th percentileby value
Peer standing in asset:300m_1b
FDICLIAB
Equity
$185M
+87.2%y/y
Peer standing99th percentile
Peer standing in asset:300m_1b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$5.43M
+245.4%y/y
Peer standing54th percentile
Peer standing in asset:300m_1b
FDICNIM + NONII
NII
$5.42M
+242.6%y/y
Peer standing65th percentile
Peer standing in asset:300m_1b
FDICNIM
Noninterest income
$10K
+200.0%y/y
Peer standing1st percentile
Peer standing in asset:300m_1b
FDICNONII
Provision
−$41K
−153.9%y/y
Percentile by value5th percentileby value
Peer standing in asset:300m_1b
FDICELNATR
Pretax income
$3.12M
+15,700.0%y/y
Peer standing81st percentile
Peer standing in asset:300m_1b
FDICPTAXNETINC
Net income
$2.22M
+15,978.6%y/y
Peer standing72nd percentile
Peer standing in asset:300m_1b
FDICNETINC